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HOME FINANCE OF AMERICA
National Headquarters

521 Plymouth Road, Suite 112
Plymouth Meeting, PA 19462
1-800-358-LOAN (5626)
FAX: 610-834-7481

Last update: May 13, 2008 11:21 AM EST

Today's Rates - *For new applicants only
Conforming and Jumbo Programs | Conforming and Jumbo: Interest Only Programs

Conforming Programs
Conforming rates for loans under $417,000

Jumbo Loan Programs
Jumbo rates for loans over $417,000.

Conforming 30 yr Fixed

RATES	POINTS	APR	APPLY NOW
5.500	1.750	5.731
5.625	1.000	5.787
5.750	0.500	5.866
5.750	0.000	5.819
6.125	-0.500	6.148

Jumbo 30 yr Fixed

RATES	POINTS	APR	APPLY NOW
7.875	1.000	8.020
8.000	0.500	8.093
8.125	0.250	8.192
8.250	0.000	8.290
8.500	-0.750	8.459

Conforming 20 yr Fixed

RATES	POINTS	APR	APPLY NOW
5.375	1.500	5.652
5.500	1.000	5.716
5.625	0.500	5.779
5.750	0.000	5.842
6.000	-0.500	6.031

Jumbo 20 yr Fixed

RATES	POINTS	APR	APPLY NOW
8.000	1.000	8.135
8.000	1.000	8.135
8.125	0.500	8.193
8.250	0.000	8.250
8.500	-0.750	8.398

Conforming 15 yr Fixed

RATES	POINTS	APR	APPLY NOW
5.125	1.750	5.513
5.250	1.000	5.521
5.375	0.500	5.568
5.375	0.000	5.490
5.750	-0.500	5.789

Jumbo 15 yr Fixed

RATES	POINTS	APR	APPLY NOW
6.250	2.000	6.630
6.375	1.500	6.675
6.500	1.000	6.720
6.625	0.500	6.765
6.750	0.000	6.810

Conforming 10 yr Fixed

RATES	POINTS	APR	APPLY NOW
5.125	1.750	5.513
5.250	1.000	5.521
5.375	0.500	5.568
5.500	0.000	5.616
5.750	-0.500	5.789

Jumbo 10 yr Fixed

RATES	POINTS	APR	APPLY NOW
6.000	1.000	6.094
6.125	0.750	6.196
6.250	0.500	6.298
6.375	0.250	6.399
6.500	0.000	6.500

Conforming 3/1 ARM

RATES	POINTS	APR	APPLY NOW
5.000	1.000	5.247
5.125	0.500	5.233
5.250	0.250	5.241
5.375	0.000	5.249
5.875	-0.750	5.303

Jumbo 3/1 ARM

RATES	POINTS	APR	APPLY NOW
6.625	1.250	5.642
6.750	1.000	5.651
6.875	0.750	5.659
7.000	0.500	5.667
7.000	0.500	5.667

Conforming 5/1 ARM

RATES	POINTS	APR	APPLY NOW
5.125	1.250	5.301
5.250	0.750	5.304
5.375	0.250	5.306
5.500	0.000	5.331
6.000	-0.750	5.456

Jumbo 5/1 ARM

RATES	POINTS	APR	APPLY NOW
6.375	1.250	5.757
6.500	1.000	5.783
6.625	0.750	5.809
6.750	0.500	5.836
6.750	0.500	5.836

Conforming 7/1 ARM

RATES	POINTS	APR	APPLY NOW
5.250	1.000	5.342
5.375	0.500	5.359
5.500	0.250	5.400
5.625	0.000	5.440
6.000	-0.750	5.562

Jumbo 7/1 ARM

RATES	POINTS	APR	APPLY NOW
6.750	1.250	6.112
6.875	1.000	6.154
7.000	0.750	6.197
7.125	0.500	6.240
7.125	0.500	6.240

Conforming 10/1 ARM

RATES	POINTS	APR	APPLY NOW
5.625	1.250	5.632
5.750	0.750	5.667
5.875	0.250	5.703
6.000	0.000	5.763
6.375	-0.750	5.943

Jumbo 10/1 ARM

RATES	POINTS	APR	APPLY NOW
7.000	1.750	6.331
7.000	1.750	6.331
7.125	1.500	6.394
7.250	1.250	6.458
7.375	1.000	6.521

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Interest Only Programs

Conforming Programs: Interest Only
Conforming rates for loans under $417,000

Jumbo Programs: Interest Only
Jumbo rates for loans over $417,000

Conforming: Interest Only 3/1 ARM

RATES	POINTS	APR	APPLY NOW
5.125	0.750	4.897
5.125	0.750	4.897
5.250	0.250	4.883
5.375	0.000	4.891
5.750	-0.500	4.937

Jumbo: Interest Only 3/1 ARM

RATES	POINTS	APR	APPLY NOW
6.750	1.250	5.345
6.875	1.000	5.353
7.000	0.750	5.361
7.125	0.500	5.369
7.125	0.500	5.369

Conforming: Interest Only 5/1 ARM

RATES	POINTS	APR	APPLY NOW
5.125	1.000	4.972
5.250	0.500	4.975
5.375	0.250	5.000
5.500	0.000	5.025
5.500	0.000	5.025

Jumbo: Interest Only 5/1 ARM

RATES	POINTS	APR	APPLY NOW
6.500	1.250	5.531
6.625	1.000	5.558
6.750	0.750	5.584
6.875	0.500	5.610
6.875	0.500	5.610

Conforming: Interest Only 7/1 ARM

RATES	POINTS	APR	APPLY NOW
5.250	1.000	5.080
5.375	0.750	5.120
5.500	0.250	5.138
5.625	0.000	5.178
5.625	0.000	5.178

Jumbo: Interest Only 7/1 ARM

RATES	POINTS	APR	APPLY NOW
6.750	1.500	5.908
6.875	1.250	5.950
7.000	1.000	5.993
7.125	0.750	6.036
7.125	0.750	6.036

Conforming: Interest Only 10/1 ARM

RATES	POINTS	APR	APPLY NOW
5.625	1.000	5.402
5.750	0.750	5.462
5.875	0.250	5.498
6.000	0.000	5.558
6.000	0.000	5.558

Jumbo: Interest Only 10/1 ARM

RATES	POINTS	APR	APPLY NOW
7.000	1.750	6.417
7.125	1.500	6.480
7.250	1.250	6.543
7.375	1.000	6.607
7.375	1.000	6.607

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